Employers registered with the WSIB pay monthly premiums as they would any other insurance policy. For employers , these premiums go towards protecting you in the event a worker suffers an injury in a workplace accident.
Workers injured in a workplace accident are entitled to receive benefits paid out by the WSIB, including healthcare coverage and loss of earnings benefits.
Some examples of required businesses include:. There are a few exceptions. Types of businesses that are not legally required to register with the WSIB include banks, insurance companies, barbers or hair salons with exceptions , private schools or daycares, travel agencies, and several others.
Your premium may be adjusted based on how your risk and claims experience compares with the collective experience of their class. This means that if you have a higher level of claims, or more expensive claims than others in your class, your premium will go up.
Employers in these industries may opt to be covered by WSIB voluntarily, may seek private insurance or may choose not to have any insurance coverage.
If an employee injures themselves at work, receives first aid attention at work, and then continues to finish their shift without losing any money, then this would not be an injury that needs to be reported to the WSIB. You will then need to manage the safe return of the employee to work ensuring that you follow the restrictions and accommodations required by their health care professional, or for more serious injuries, work with the WSIB case manager to return the employee to work.
In every case, your goal is to return the employee to their pre-injury job as safely, and as quickly as possible. You may need to register with us. Please contact us to find out more. I run a restaurant or bar. You do not have to register with us, but you can still choose to apply for optional insurance. I run a sales and services, agriculture or manufacturing business. Do you have employees other than yourself, a partner or executive officer in your company? I run a business in the trucking or transportation industry.
If you do not have employees but work as a contractor or subcontractor, please complete the relevant questionnaire to get an independent operator status decision: Trucking industry - A PDF Taxi industry - A PDF Courier industry - A PDF If we confirm that you are independent operator, you can choose to apply for optional insurance.
Email Accessibility. This would not affect currently non-mandatory covered industries, but it would apply to any new firms or industries operating in the province.
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